{"id":505,"date":"2006-07-26T20:03:21","date_gmt":"2006-07-26T12:03:21","guid":{"rendered":"https:\/\/www.zuola.com\/weblog\/?p=505"},"modified":"2006-07-27T00:58:59","modified_gmt":"2006-07-26T16:58:59","slug":"%e5%ad%a6%e7%90%86%e8%b4%a2%e5%8d%95%e5%88%a9%e7%8e%87%e4%b8%8e%e5%a4%8d%e5%88%a9%e7%8e%87-%e5%8f%91%e7%8e%b0%e9%93%b6%e8%a1%8c%e7%9a%84%e9%aa%97%e5%b1%80","status":"publish","type":"post","link":"https:\/\/www.zuola.com\/weblog\/2006\/07\/505.htm","title":{"rendered":"\u5b66\u7406\u8d22:\u5355\u5229\u7387\u4e0e\u590d\u5229\u7387—\u94f6\u884c\u7684\u9a97\u5c40"},"content":{"rendered":"

\u6700\u8fd1\u7231\u641e\u641e<\/a>\u8001\u5e08\u6559\u6211\u7406\u8d22\uff0c\u4e5f\u5c31\u662f”\u641e\u641e\u94b1\u7684\u5b66\u95ee”\uff0c\u6211\u89c9\u5f97\u975e\u5e38\u597d\u73a9\uff0c\u5e76\u4e14\u975e\u5e38\u6709\u7528\u3002\u6628\u5929\uff0c\u5979\u6559\u4e86\u6211\u4eec“\u590d\u5229\u7387”\u548c”\u5355\u5229\u7387”\u7684\u533a\u522b<\/a>:<\/strong><\/p>\n

\n

\u5047\u8bbe\u4f60\u6709100\u5757\u94b1\u51c6\u5907\u62ff\u5230\u94f6\u884c\u5b58\u5b9a\u671f\uff0c\u4e3a\u4e86\u9ad8\u5229\u606f\uff0c\u5b58\u4e09\u5e74\u671f\uff0c\u5047\u8bbe\u5f53\u524d\u4e09\u5e74\u5b9a\u671f\u5229\u73875%\uff0c2\u79cd\u4e0d\u540c\u7ed3\u679c\u5982\u4e0b\uff1a<\/p>\n

\u5355\u5229\u7387:<\/strong><\/p>\n

\uffe5100 X (1+5% X 3\u5e74) = \uffe5115<\/strong><\/p>\n

\u590d\u5229\u7387:<\/strong>\u7b2c\u4e00\u5e74\uff1a<\/strong>\uffe5100 X (1+5% ) = \uffe5105
\u7b2c\u4e8c\u5e74\uff1a<\/strong>\uffe5105 X (1+5% ) = \uffe5110.25
\u7b2c\u4e09\u5e74\uff1a\uffe5110.25 X (1+5% ) = \uffe5115.7625<\/strong><\/p>\n<\/blockquote>\n

\u4ece\u4e0a\u9762\u7684\u4f8b\u5b50\u4e2d\u6211\u77e5\u9053\u4e86\u4e24\u79cd\u5229\u7387\u7684\u7b97\u6cd5\u516c\u5f0f\uff1a<\/p>\n

    \n
  1. \u5355\u5229\u7387\uff1a\u57fa\u6570*[1+(\u5e74\u5229\u7387*\u5e74\u6570)]\uff0c\u4f8b\uff1a100*(1+0.05*3)=115<\/li>\n
  2. \u590d\u5229\u7387\uff1a\u57fa\u6570*[(1+\u5e74\u5229\u7387)^\u5e74\u6570]\uff0c\u4f8b\uff1a100*[(1+0.05)^3]=115.7625<\/li>\n<\/ol>\n

    \u7136\u540e\u6211\u4eec\u6765\u770b\u4e00\u4e2a\u6848\u4f8b\uff1a\u300a\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u7684\u9677\u9631<\/span><\/a>\u300b
    \u8fd9\u4e2a\u6848\u4f8b\u4e2d\uff0c\u8881\u54e5\u540c\u5b66(yuange@nsfocus.com)\u5206\u6790\u51fa\u4ed6\u8d37\u6b3e10\u4e0720\u5e74\u5374\u8fd8\u6b3e35.5730<\/strong>\u4e07\u7684\u8fc7\u7a0b\uff0c\u63ed\u9732\u4e86\u94f6\u884c\u4ee5\u6708\u5229\u73875.325\u2030\u4e4b\u540d<\/strong>\u884c\u5e74\u5229\u73876.58%\u4e4b\u5b9e<\/strong>\uff0c\u63ed\u9732\u4e86\u56fd\u6709\u8d44\u672c\u5bb6\u7684\u8d2a\u5a6a\u5634\u8138\u3002\u4ee5\u4e0b\u662f     \u6765\u81ea\u62db\u5546\u94f6\u884c\u7684\u8d37\u6b3e\u5229\u7387<\/a>\u9762\u9875\uff0c\u771f\u5b9e\u5229\u7387\u662f 6.39%\uff0c<\/strong>\u8881\u54e5\u7684\u5206\u6790\u8fc7\u7a0b\u548c\u7ed3\u8bba\u6ca1\u6709\u9519\u3002<\/p>\n\n\n\n\n\n\n\n\n
    \u8d37\u6b3e\u5e74\u9650<\/td>\n\u5e74\u5229\u7387<\/td>\n<\/tr>\n
    0-6\u6708 (\u542b6\u6708)<\/td>\n5.4%<\/td>\n<\/tr>\n
    6\u6708-1\u5e74 (\u542b1\u5e74)<\/td>\n5.85%<\/td>\n<\/tr>\n
    1-3\u5e74 (\u542b3\u5e74)<\/td>\n6.03%<\/td>\n<\/tr>\n
    3-5\u5e74 (\u542b5\u5e74)<\/td>\n6.12%<\/td>\n<\/tr>\n
    5-30\u5e74 (\u542b30\u5e74)<\/td>\n6.39%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    <\/p>\n

    \u4f46\u662f\uff0c\u8881\u54e5\u540c\u5b66\u6ca1\u6709\u5f04\u660e\u767d\uff0c\u4ed6\u5047\u5982\u628a10\u4e07\u5143\u5b58\u5230\u94f6\u884c\u4f1a\u662f\u4ec0\u4e48\u7ed3\u679c\uff0c\u597d\uff0c\u6211\u4eec\u73b0\u5728\u6765\u5206\u6790\u4e00\u4e0b\uff1a<\/p>\n

    \u94f6\u884c\u7684\u5b58\u6b3e\u5229\u7387<\/a>\u4f4e\u5f97\u53ef\u601c\uff0c\u53ea\u6709 2.25%\u7684\u5e74\u5229\u7387\uff0c\u8fd8\u662f\u6309\u8d37\u6b3e\u7684\u5e74\u5229\u73876.39%\u6765\u7b97\u8fd910\u4e07\u5143\u6765\u7b9720\u5e74\u540e\u53d8\u6210\u591a\u5c11\u5427\u3002<\/p>\n

    \u9996\u5148\u6309\u94f6\u884c\u63d0\u4f9b\u7684\u8ba1\u7b97<\/a>\u5355\u5229\u7387\u7b97\u6cd5\uff1a<\/p>\n

    100000*(1+0.0639*20)=22.78\u4e07<\/strong><\/p>\n

    \u7136\u540e\u6309\u590d\u5229\u7387\u7b97\u6cd5\uff1a<\/p>\n

    100000*1.0639^20=34.516\u4e07<\/strong><\/p>\n

    \u4e24\u79cd\u7b97\u6cd5\u76f8\u5dee11.74\u4e07\u5143\uff01\u5982\u679c\u8bf4\u8881\u54e5\u786e\u5b9e\u662f\u6708\u4f9b739.11\u5143\uff0c\u4ed6\u8d37\u7684\u6b3e\u662f\u6309\u590d\u5229\u73876.58%\u6765\u7b97\u7684\uff0c\u5982\u679c\u6309\u5355\u5229\u7387\u6765\u7b97\u7684\u8bdd\uff0c\u8881\u54e5\u7684\u6708\u4f9b\u5e94\u8be5\u662f\u591a\u5c11\uff1f\u6211\u4eec\u6765\u7b97\u4e00\u4e0b\uff0c\u5443\uff0c\u600e\u4e48\u7b97\u5462\uff0c\u6211\u4e0d\u77e5\u9053\u3002\u5f97\u95ee\u7231\u641e\u641e\u8001\u5e08\u53bb\u3002<\/p>\n

    \u7ed3\u8bba\uff1a<\/p>\n

    \u4e2d\u56fd\u7684\u94f6\u884c\u4e0d\u539a\u9053\uff0c\u4f60\u5b5810\u4e07\u5757\u94b1\u5230\u4e2d\u56fd\u7684\u94f6\u884c\uff0c\u63093.6%(\u6574\u5b58\u6574\u53d6)<\/a>\u7684\u5e74\u5229\u738720\u5e74\u540e\u53ea\u80fd\u62ff\u523017.2\u4e07 \uff0c100000*(1+0.036*20)=17.2\u4e07\uff0c\u6ce8\u610f\u4e86\uff0c\u5b58\u94b1\u6309\u5355\u5229\u7387\u7b97<\/span>\uff1b<\/p>\n

    \u4f60\u5230\u4e2d\u56fd\u7684\u94f6\u884c\u8d3710\u4e07\u5757\u94b1\u6b3e\uff0c\u63093.69%\u7684\u5e74\u5229\u7387<\/a>20\u5e74\u540e\u8981\u8fd834.516\u4e07 \uff0c100000*1.0639^20=34.516\u4e07\uff0c\u6ce8\u610f\u4e86\uff0c\u501f\u94b1\u6309\u590d\u5229\u7387\u7b97,\u6536\u5165\u5dee\u4e86\u6574\u6574\u4e00\u500d\uff1b
    <\/span><\/p>\n

    \u56fd\u6709\u94f6\u884c\u5c31\u50cf\u9ec4\u4e16\u4ec1\uff0c\u4eba\u5bb6\u9ec4\u4e16\u4ec1\u4e5f\u662f\u5927\u6597\u8fdb\u5c0f\u6597\u51fa\uff0c\u4e5f\u641e\u5229\u6eda\u5229\u3002\u770b\u5230\u8fd9\u7bc7\u6587\u7ae0\u7684\u670b\u53cb\uff0c\u5982\u679c\u4f60\u5728\u4e70\u623f\u5b50\uff0c\u4f60\u7b97\u6e05\u695a\u5e10\u518d\u4e70\u5427\uff0c\u4e0d\u8981\u4e00\u4e0d\u5c0f\u5fc3\u5c31\u505a\u4e86\u94f6\u884c\u7684\u623f\u5974\uff0c\u4e0d\u8981\u4e0a\u4e86\u56fd\u6709\u94f6\u884c\u7684\u5f53\u4e86\uff01<\/p>\n

    \n
    \n Technorati<\/span> :     \u5355\u5229\u7387<\/a>, \u590d\u5229\u7387<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    \u6700\u8fd1\u7231\u641e\u641e\u8001\u5e08\u6559\u6211\u7406\u8d22\uff0c\u4e5f\u5c31\u662f”\u641e\u641e\u94b1\u7684\u5b66\u95ee”\uff0c\u6211\u89c9\u5f97\u975e Continue Reading …<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-505","post","type-post","status-publish","format-standard","hentry","category-random"],"views":9343,"_links":{"self":[{"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/posts\/505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/comments?post=505"}],"version-history":[{"count":0,"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/posts\/505\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/media?parent=505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/categories?post=505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zuola.com\/weblog\/wp-json\/wp\/v2\/tags?post=505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}